2022-23 OSAP Application for Full-time Students
Your school determines the number of courses or credits that make up a full course load (100% course load). Your course load refers to the number of courses or credits you are taking.
For example, to complete a typical university program in the standard amount of time, a student is required to take 5 courses each term for four years. If a student enrols in four courses each term, the student is taking 4/5 = an 80% course load.
As a general rule:
For OSAP purposes, you’re in full-time studies if you’re taking 60% or more of a full course load. If you have a permanent disability, or a persistent or prolonged disability*, you may choose to be considered a full-time student if you’re taking at least 40% of a full course load.
*Note: students who have a verified persistent or prolonged disability are only eligible for federal assistance if they are taking at least 40% and less than 60% of a full-time course load.
Contact your financial aid office if you need help determining your course load percentage.