Other assets

2022-23 OSAP Application for Full-time Students

Report the total value of all other financial assets or savings from:

• the savings portion in all bank accounts, including chequing accounts, tax-free savings accounts (TFSAs) and foreign bank accounts
• Guaranteed Investment Certificates (GICs)
• Canada Savings Bonds (CSBs), provincial savings bonds or corporate bonds
• stocks
• term deposits
• treasury bills
• mutual funds
• cryptocurrency holdings (keep documentation showing how you determined their value as of the first day of your study period)
• trust funds (withdrawals/payments, interest or dividends)
• awards/settlements for economic loss (past or future loss of income) or income replacement benefits or for punitive damages

Do not report the following assets or savings:

• your vehicles
• Registered Education Savings Plans (RESPs)
• Registered Disability Savings Plans (RDSPs)
• Registered Retirement Savings Plans (RRSPs) and other retirement accounts
• the value of your principal residence and any other owned real estate
• clothing, furniture or personal belongings
• awards/settlements for non-economic loss and/or pain and suffering
• savings through the Ontario Child Benefit Equivalent program