Full course load

Your school determines the number of courses or credits that make up a full course load (100% course load). Your course load refers to the number of courses or credits you are taking.

For example, to complete a typical university program in the standard amount of time, a student is required to take 5 courses each term for four years. If a student enrols in four courses each term, the student is taking 4/5 = an 80% course load.

As a general rule:

  • 5 courses = 100% course load
  • 4 courses = 80% course load
  • 3 courses = 60% course load
  • 2 courses = 40% course load
  • 1 course = 20% course load

For OSAP purposes, you’re in full-time studies if you’re taking 60% or more of a full course load. If you have a permanent disability or a persistent or prolonged disability, you may choose to be considered a full-time student if you’re taking at least 40% of a full course load.

Contact your financial aid office if you need help determining your course load percentage.