Ontario Student Assistance Program (OSAP)

Ontario Student Loan Rehabilitation Program: Contact Information

Private Collection Agencies

ARO Inc.

777 Guelph Line, Suite 204

Burlington, ON L7R 3N2

Phone: 905-639-6990

Toll-free: 1-866-427-3655

NCO Financial Services

Financial Collection Agency

4-33 Sinclair Blvd

Brantford, Ontario N3S 7X6

Tel: 1-866-750-6108

EOS Canada Inc.

325 Milner Avenue, Suite 1111

Scarborough, ON M1B 5N1

Phone: 416-840-5043

Toll-free: 1-877-221-2285

Total Credit Recovery

225 Yorkland Boulevard

North York, ON M2J 4Y7

Phone: 416-756-2096

Toll-free: 1-800-727-4145

Ministry of Finance

Contact the Ministry of Finance if you don’t know which private collection agency has your loan.

Account Management and Collections Branch

Ministry of Finance

Phone: 416-326-0500

Toll-free: 1-800-387-5604