Ontario Access Grant (OAG)
The Ontario Access Grant (OAG) provides aid to first and second year students to assist with the costs of their tuition. This grant is available to students from low and moderate-income families.
Amount of Aid
The amount of the Ontario Access Grant is calculated as the lesser of:
- $3,000; or
- the amount of the Ontario portion of your Canada-Ontario Integrated Student Loan entitlement; or
- 25 to 50 per cent of your tuition costs (see explanation, below).
In addition, your grant will be reduced by the amount of funding you receive through a 30% Off Ontario Tuition grant.
Percentage of Tuition Covered
You can receive a grant to cover between 25% and 50% of your tuition costs up to a maximum of $3,000 per academic year. The maximum percentage of your tuition covered depends on your parents’ 2015 income as compared to the National Child Benefit entitlement range which varies by family size.
- Percentage of tuition considered based on parents’ 2015 net income for family with two dependent children:
- Parents’ net income $45,000 or less: 50% of tuition costs considered
- Parents’ net income between $45,001 and $64,000: between 25% to 50% of tuition costs considered
- Parents’ net income between $64,001 and $92,000: 25% of tuition costs considered.
Who Can Get This Aid
You must meet the eligibility requirements and qualify for funding through OSAP for Full-Time Students in order to be considered for this grant. In addition, you must also meet the following requirements:
- You’re enrolled in the first or second year of a postsecondary program.
- You’ve been out of high school for less than four years as of the start of your study period.
- You’re enrolled in a first-entry undergraduate program. Second entry programs like law or medicine, as well as graduate programs, are not eligible.
- You’re enrolled in a program that is two or more years in length at a postsecondary school approved for OSAP purposes.
- You’ve been assessed as having at least $1.00 of financial need under the Ontario portion of the Canada-Ontario Integrated Student Loan.
- Your parents’ 2015 net income (from Line 236 of the Income Tax form) was at or below the income ceilings set out below.
Family Income Thresholds
Number of dependent children (1)
6 or more
1 This is based on the number of dependent children listed on your OSAP application.
2 Net income = Line 236 on the Canadian Income Tax form
How to Apply
You’ll need to provide the required documents for your 2016-2017 OSAP Application for Full-Time Students before your application can be processed and you can be considered for this grant.
The deadlines for the 2016-2017 OSAP Application for Full-Time Students are as follows:
Your application must be received by your financial aid office no later than 60 days before the end of your study period.
All required documents must be received by your financial aid office no later than 40 days before the end of your study period.
Note: Documents received after your deadline date will not be considered.
Any review request must be received no later than 40 days before the end of your study period.
Note: Review requests received after your deadline date will not be considered.
What Happens After You Apply
Your eligibility for this grant is determined as part of the processing of your OSAP application. Once your application is received, it’s processed in several stages that includes:
- Confirming all required information and documents have been provided.
- Determining whether you meet all the eligibility requirements.
- Verifying the following information:
- Your Social Insurance Number and personal identification information (name, date of birth, and gender) is verified with the Social Insurance Registry.
- Your credit history is verified with a credit reporting agency (Equifax).
When determining your eligibility, your income (and that of your spouse or parent(s), if applicable) will be verified with Canada Revenue Agency (CRA). Results from the CRA income verification process may impact your eligibility for this grant if any of this income information is not accurately reported on your application.
You can log into the OSAP website at any time to see what stage your OSAP Application for Full-Time Students is at.
What Needs To Be Done Before You Can Get Your Aid
Your OSAP Application for Full-Time Students along with all required documents for your application must be received and processed before any funding is released. In addition, your school must confirm your enrolment before any of your funding can be disbursed to you.
Note: no funds are released until on or after your study period start date.
How and When You Get Your Aid
Funding from the OSAP Application for Full-Time Students is normally issued in two installments. Your Ontario Access Grant will be issued in your second installment, which is normally half way through your study period. See the Steps to Getting Your OSAP Funding factsheet for further information.
How to Check the Status of Your Application
Log into the OSAP website to see the current status of your application. You can log in at any time even if you requested that the ministry mail your information on the status of your application.