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Canada Student Grant for Persons from Middle-Income Families (CSG-MI)

Purpose

The Canada Student Grant for Persons from Middle-Income Families provides eligible Ontario students with financial aid to help pay for their tuition, books, mandatory fees, living costs and transportation. It’s available to full-time students attending a postsecondary school that is approved for OSAP purposes. The grant is available for all years of an undergraduate degree, certificate, or diploma program that is at least two years (60 weeks) in duration.

Amount of Aid

The maximum amount of the grant that you may receive is $150 per month of study, to a maximum of $1,800 for an academic year.

Who Can Get This Aid

You must meet the eligibility requirements and qualify for funding through OSAP for Full-Time Students in order to be considered for this grant. In addition, you must also meet the following requirements:

    • You are from a middle-income family (see cut-off thresholds, below).
    • You are enrolled in an approved multi-year program that is at least two years in duration at the undergraduate level.
    • You have been assessed as having at least $1.00 of financial need under the Canada portion of the Canada-Ontario Integrated Student Loan.

    Middle Income Cut-Off Thresholds

Middle Income Cut-Off Thresholds
Family Size
 
1
2
3
4
5
6
7 or more

2015

Income

$44,751

$62,652

$77,779

$88,515

$96,846

$103,643

$109,401

    How Family Size is Determined

    “Family size” is based on the status you selected on your OSAP application as well the number of dependents (if applicable) reported.

      • Dependent students: Family size = your parent(s) and the number of their dependents
      • Independent students: Family size = one
      • Married/common-law students - spouse NOT in full-time postsecondary studies: Family size = you, your spouse and your dependent children
      • Married/common-law students – spouse in full-time postsecondary studies: Family size = you and your dependent children
      • Sole-support parent student: Family size = you and your dependent children.

    2015 Income Considered

    Your eligibility for this grant is based on 2015 income as follows:

      • Dependent students: Your parent(s) income is used.
      • Independent and sole-support parent students: Your income is used.
      • Married students: Your income and your spouse’s income are used.

How to Apply

Use the 2016-2017 OSAP Application for Full-Time Students. This application is available online or in paper format.

Documents You Need to Provide

You will need to provide the required documents for your 2016-2017 OSAP Application for Full-Time Students before your application can be processed and you can be considered for this grant.

Deadlines

The deadlines for the 2016-2017 OSAP Application for Full-Time Students are as follows:

    Application Deadline

    Your application must be received by your financial aid office no later than 60 days before the end of your study period.

    Documentation Deadline

    All required documents must be received by your financial aid office no later than 40 days before the end of your study period.

    Note: Documents received after your deadline date will not be considered.

    Review Deadline

    Any review request must be received no later than 40 days before the end of your study period.

What Happens After You Apply

Your eligibility for this grant is determined as part of the processing of your OSAP application. Once your application is received, it’s processed in several stages that include:

  • Confirming all required information and documents have been provided.
  • Determining whether you meet all the eligibility requirements.
  • Verifying the following information:
    • Your Social Insurance Number and personal identification information (name, date of birth, and gender) is verified with the Social Insurance Registry.
    • Your credit history is verified with a credit reporting agency (Equifax).

When determining your eligibility, your income (and that of your spouse or parent(s), if applicable) will be verified with Canada Revenue Agency (CRA). Results from the CRA income verification process may impact your eligibility for this grant if any of this income information is not accurately reported on your application.

You can log into the OSAP website at any time to see what stage your OSAP Application for Full-Time Students is at.

What Needs To Be Done Before You Can Get Your Aid

Your OSAP Application for Full-Time Students along with all required documents must be received and processed before any funding is released. In addition, your school must confirm your enrolment before any of your funding can be disbursed.

Note: no funds are released until on or after your study period start date.

When You Get Your Aid

You will usually get your funding in two instalments. The first installment normally occurs when you begin your studies and the rest occurs half way through your study period. See the Steps to Getting Your OSAP Funding factsheet for further information.

How to Check the Status of Your Application

Log into the OSAP website to see the current status of your application. You can log in at any time even if you requested that the ministry mail your information on the status of your application.

Grant to Loan Conversion

If you withdraw from studies or change from full- to part-time status within 30 calendar days of your study period start date, the National Student Loans Service Centre will convert all or part of any Canada Student Grants that have been issued to you into a loan. 

After this 30 day period, if your application is reassessed and you become ineligible for any Canada Student Grants issued from that application, all or part of those grant(s) will be converted to a loan in accordance with the conditions stated in your Master Student Financial Assistance Agreement.

For more information on Canada Student Grants and the conditions under which they may be converted to a loan, please contact the National Student Loan Service Centre (NSLSC).