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Severe Permanent Disability Benefit

Academic Year:

Beginning November 1, 2010

Who It’s For:

Borrowers in repayment with severe permanent disabilities

Type of Aid:

Loan forgiveness

Amount of Aid:

N/A

When to Apply:

When your student loans are in repayment

Deadlines:

N/A

How to apply:

Contact the National Student Loan Service Centre and ask to have your call forwarded to the Canada Student Loans Program. The Canada Student Loans Program administers the Severe Permanent Disability Benefit on Ontario’s behalf.

You should also know:

If you are in repayment and have a permanent disability that does not meet the definition of a severe permanent disability, you may be eligible to apply for repayment assistance through the Repayment Assistance Plan. The Repayment Assistance Plan helps borrowers with permanent disabilities pay off their loans in ten years.

Purpose

The Minister of Training, Colleges and Universities may forgive your Ontario Student Loan if you have a severe permanent disability that prevents you from participating in the labour force or postsecondary studies.

Who Can Get This Aid

To be eligible to apply for a Severe Permanent Disability Benefit you must meet the following conditions:

    • You have a severe permanent disability;
    • You have entered into a consolidated loan agreement; and
    • You reside in Canada.

What is a severe permanent disability?

A severe permanent disability is a disability that prevents an individual from performing the daily activities necessary to participate in studies at a postsecondary school level and in the labour force; and the disability is expected to remain with the person for the duration of their life.

How to Apply

To apply for Severe Permanent Disability Benefit, you must contact the National Student Loan Service Centre and request to have your call forwarded to the Canada Student Loans Program.

The Canada Student Loans Program will mail an application form to you.

The Canada Student Loans Program jointly administers Ontario’s Severe Permanent Disability Benefit and the Permanent Disability Benefit for student loans from the government of Canada. This means that you can apply for both programs at the same time using one application form.

Additional information about the government of Canada’s Permanent Disability Benefit, is available on the CanLearn website.

How to Check the Status of Your Application

All inquiries should be directed to the Canada Student Loans Program by calling the National Student Loan Service Centre and requesting to have your call forwarded to the Canada Student Loans Program.