Repayment calculator for Full-Time OSAP loans

Get an estimate of what your monthly loan payments will be when you leave school

Clear page
Average is 114 months or 9.5 years.

Average rate is currently 3.0%.

1. Applies only to federal and provincial student loans for full-time OSAP. Does not apply to provincial loans for OSAP for micro-credentials, or to federal part-time loans.
2. Monthly loan payments may be lower through to March 31, 2023 due to the temporary elimination of interest on Canada Student Loans (Federal Budget 2021).