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Repayment calculator for Full-Time OSAP loans
Get an estimate of what your monthly loan payments will be when you leave school
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What is your total loan debt?
$
How long do you want to take to repay your loan debt?
Average is 114 months or 9.5 years.
months
What is the
interest rate?
Average rate is currently 3.0%.
%
1. Applies only to federal and provincial student loans for full-time OSAP. Does not apply to provincial loans for OSAP for micro-credentials, or to federal part-time loans.
2. Monthly loan payments may be lower through to March 31, 2023 due to the temporary elimination of interest on Canada Student Loans (Federal Budget 2021).
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